Here we have bank details of the SWIFT Code HBCLNGLAXXX. The SWIFT Code /BIC HBCLNGLAXXX is issued by HERITAGE BANKING COMPANY LIMITED. The bank branch for the SWIFT Code is HERITAGE BANKING COMPANY LIMITED, LAGOS. This information could prove useful when filling your Banks details to receive payment on many online platforms..

Here are the BANK details for this SWIFT CODE

BANK:	HERITAGE BANKING COMPANY LIMITED
Bank Code:	HBCL
City and Address:	LAGOS ()
Validity Check	This SWIFT CODE is Valid
COUNTRY:	NG , Nigeria
Bank Branch:	HERITAGE BANKING COMPANY LIMITED, LAGOS
BIC /SWIFT Code:	HBCLNGLA

Now let's take a look at the SWIFT code components breakdown

Bank Name	HERITAGE BANKING COMPANY LIMITED, LAGOS
SWIFT Code (BIC)	HBCLNGLA
Bank Code	HBCL
Country Code	NG
Location Code	LA
Branch Code	XXX

Check for SWIFT / BIC

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What is a SWIFT CODE CHECKER?

A SWIFT code checker is an online tool or service that allows you to verify the accuracy of a SWIFT code. SWIFT codes, also known as BIC (Bank Identifier Code) or SWIFT-BIC codes, are unique identification codes used by banks and financial institutions worldwide for international money transfers. These codes consist of letters and numbers and help ensure that funds are sent to the correct destination.

A SWIFT code checker typically functions by allowing you to enter a SWIFT code, and it then provides information about the bank or financial institution associated with that code. This information may include the bank's name, location, and sometimes additional details like branch information.

Using a SWIFT code checker can help you confirm that you have the correct SWIFT code when sending or receiving international payments, reducing the risk of errors and ensuring that your money reaches its intended recipient. It's a useful tool for individuals and businesses engaged in international financial transactions.

What is SWIFT CODE or BIC ?

A SWIFT code, also known as a Bank Identifier Code (BIC), is a unique identification code used by banks and financial institutions worldwide. It serves as a standardized way to identify a particular bank or financial institution during international financial transactions, particularly for wire transfers and electronic communication between banks.

SWIFT codes consist of a combination of letters and numbers, typically 8 to 11 characters long. Each part of the code has a specific meaning:

1. Bank Code: The first four letters represent the bank or financial institution's name or acronym. This part of the code identifies the institution itself.

2. Country Code: The next two letters represent the country in which the bank is located. They indicate the country where the bank is registered or headquartered.

3. Location Code: The following two letters (or digits) can further specify the location of the bank, often indicating the city or branch where the account is held. This part is optional and not always present in all SWIFT codes.

4. Branch Code (Optional): In some cases, the last three digits (or characters) of the SWIFT code can represent a specific branch of the bank. This part is also optional and may not be included in all SWIFT codes.

SWIFT codes are crucial for international money transfers because they help ensure that funds are sent to the correct destination. When you initiate an international payment, you'll need to provide the SWIFT code of the recipient bank, along with other account details, to ensure that the money reaches the intended recipient's account. It's a standardized system that facilitates secure and efficient cross-border financial transactions.